Diversification has the potential to help portfolios in rough times.
In any stock market climate, proper asset allocation matters. In a down market, you could argue that it matters more than anything else.
Did you have a well-diversified portfolio during the fall of 2008? That was a time when the importance of having a bond [...]
What it is, how it works, and how to get started.
by Mark K. Lund, The Investor Coach
Confused or unsure? You’re not alone. It’s amazing to me how many adults, many of them college grads, know practically nothing about the stock market. Many schools simply don’t offer or don’t require the classes that cover [...]
Many investors use open-end mutual funds as an important part of their investment tool kit. One limitation to such funds is that they can only be bought from or sold to the issuing mutual fund and only at the net asset value (NAV) as calculated at the end of the trading day. Shares [...]
Many individuals recognize the benefits of planning for the future. Such efforts often uncover problems and frequently provide the motivation to make needed changes. For the most part, the issues involved are positive and enjoyable (e.g., retirement, well-educated children).
However, planning for the unexpected - known as risk management - can be less pleasant. A key [...]
Pay for College without going broke!
Funding a college education for a child is generally the largest purchase a family will make, aside from buying a home. And college is expensive. In 2000, for example, the average one-year cost of tuition and fees, and room and board, at four-year public colleges in the U.S. was [...]
A common comment we hear is “I don’t have time to do this myself” or “I don’t know enough about this sort of thing to do this.” That is why we are here. We want to help you every step of the way. Let’s start by giving you an overview of a few important topics. [...]
Most people if asked would say “yes” to increasing their net worth. However most may not know where to start. In addition there are uncertain tax laws.
The enactment of the Tax Act of 2001 has introduced a considerable amount of uncertainty into the estate planning process. Under this new law, the federal estate [...]
Many entrepreneurs who start or purchase a business do so for a number of reasons, both emotional and financial. Social status, the freedom to be your own boss and the potential for a high income are a few of the reasons commonly cited.
For some, business ownership is also seen as a primary way to [...]
Mutual Fund - Glossary of Terms
12b-1 Fees: “12b-” refers to the Securities and Exchange Commission (SEC) rule which permits money to be taken out of a fund’s assets to pay the expenses of distribution and marketing the fund. 12b-1 fees (similar to sales charges) may be used to compensate a broker or other financial [...]
